Buying a house isn't all that much fun. Not when you're destitute anyway. Alright, we're not destitute, but trying to buy a house makes me feel that way.
Recently a saw a picture of someone's new home under construction and it made me a little jealous. Not that it was big because after living with our coach in his spacious home I've decided that is too much square footage for me to take care of. And it’s not because it’s new because I'd rather have an existing home that has some character and big trees in a well established neighborhood. I'm jealous because they can afford it.
Bob and I both work hard and make fairly good money; especially when you take into account the lack of degrees we hold. So why when we're looking for a home can't we find anything in a nice neighborhood and that isn't falling apart? We're really looking primarily in West Valley, though we'd love something in Taylorsville. We have awesome credit and the only debt we have is our car. We're not looking for anything too big or too lavish. But man our choices are limited. We've been looking mostly at foreclosure and HUD homes because that is all our budget will allow.
I am confident that if we're patient we'll find something that works for us. It’s just a little depressing in the mean time that two very hard working people who have tried to be smart financially can't afford a reliable roof over their heads. It makes me really wonder how people out there less fortunate than us make ends meet. It is upsetting to me that while interest rates, housing costs, gasoline, health care, and energy costs are all rising (some quite rapidly) that wages remain stagnant and in many companies (airlines for example) they are taking pay cuts. Though I'm not sure many CEO's would say they are feeling the pinch.
Bob wants to be a fireman (starting pay around $30,000); I want to stay at home with our kids- is that even realistic? Thankfully we pay our tithing, we know how to be frugal, and my mom taught me to reuse sandwich bags. We'll work it out. But not everyone out there is as lucky as we are.
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